Welcome to the 128 Saab Finance Center, where we provide the greater Boston area with car loans and lease programs. Here you can use our online form to get a quick and accurate response on financing your next new or used car. Getting a bad credit car loan in Boston isn't an issue, and we'll do anything in our power to get you in that suave new Saab. All you have to do is fill out the form below! We guarantee that any financing information is sent securely in an encrypted format. We'll get back to you in as little as a day's time to complete the process.
128 Saab has everything you need. From our premier car loan options for our Boston customers, to used cars in Boston . With the knowledge and skill to help you with your purchase, doubled with a friendly atmosphere, we're Massachusetts's Saab dealership!
614 North Avenue
Wakefield, MA 01880pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.